PayPal limited the account. We draft the response from that email.
Limitation, 21-day hold, unauthorized activity, Acceptable Use — PayPal’s emails are specific even when the dashboard is not. We quote their sentence, explain the activity they flagged, list the documents you are uploading, and ask for a review. You send it from the Resolution Center. PayPal decides.
What goes in the letter
- Issue as PayPal stated it — unauthorized, AUP, selling activity, information request, hold.
- Account facts: personal or business, country, what you sell, typical ticket size, how you deliver.
- Root cause that matches the trigger: volume spike, new product line, missing tracking, ID mismatch, chargebacks — not a speech about being a good customer since 2014.
- What you already uploaded: government ID, address, invoices, tracking, supplier bills. Dates.
- What you changed: refund policy, product mix, how you mark shipments.
- Review request. You remain the sender.
How you submit
Resolution Center in the PayPal account that received the notice, or the reply path in that email. Do not use links from random “PayPal support” messages — if the URL is not paypal.com, it is not PayPal. We will not ask you to send us a password or a one-time code.
What we refuse
- Writing that digital goods were “physical” because holds are shorter that way.
- A second PayPal to run the same sales while this one is limited, dressed up as a “new entity.”
- Adult, weapons, or other AUP-prohibited inventory presented as something else.
Drafts in English, German, Spanish, French, Portuguese, Italian, Dutch, or Polish.
What it costs
Limitation letter from your notice. 24h. 1 revision.
Letter plus submit checklist. 24h. 2 revisions.
Same as Plus. 12h after paid notice.
Clock starts when the notice and Stripe payment are both in. A platform “no” is not a refund. The product is the document.
Will PayPal restore my account if I buy this?
Unknown. We write the limitation letter. PayPal decides. No reinstatement promise.
21-day hold — do I still need a letter?
If they asked for documents or an explanation, yes. If they only asked for tracking on specific transactions, upload tracking first; a letter without the tracking they named does not help.
Do you contact PayPal for me?
No. You send the letter. We do not impersonate PayPal staff.
Is this legal advice?
No. Merchantfile drafts documents. Nick Schäfer / Nick’s Advisory, Frankfurt am Main.
Other platforms
Amazon POA · Stripe · PayPal · Google Ads · Meta Ads · Shopify Payments · KDP · Wise / Payoneer / Mercury
Merchantfile drafts documents. Not legal advice. Not affiliated with PayPal. We do not log into your account and we do not promise reinstatement. Nick Schäfer / Nick’s Advisory, Frankfurt am Main. Impressum · nick+merchantfile@nicksadvisory.com